The account belongs to the parent, but the money may be intended for the child. Maintenance, survivor pension, child benefits and targeted gwrap» role=»region» aria-label=»Child-owned money in a parent account» tabindex=»0″>
| Source | Purpose evidence | Practical risk |
|---|---|---|
| Child maintenance | Agreement, judgment and payment description | Unlabelled transfers resemble support for the parent |
| Child benefit | Benefit award and income-type code | Mixing with ordinary card receipts |
| Survivor pension | Award decision and bank statement | Cash withdrawals without a spending record |
| Gift to the child | Agreement or unambiguous transfer description | Unclear identity of the intended donee |
Plenum Resolution No. 48 states that payments intended to support other persons, including child maintenance and several child social payments, do not enter the debtor’s bankruptcy estate. The traced balance still needs evidence.
Money-trail self-check
Tick each proven link.
Practical sequence
Separate the sources
List maintenance, benefits, pension and gifts independently.
Obtain the basis
Keep the judgment, agreement or benefit award.
Export the full statement
Show sender, purpose, amount and later transactions.
Calculate the balance
Do not claim an amount once the link to the protected source is lost.
Submit the records
Give the financial manager an explanation and apply to court if required.
Frequently asked questions
Are all transfers from the other parent maintenance?
No. An agreement, judgment, regular pattern and payment data are relevant.
Can child money be kept on a salary card?
It may be credited there, but mixed funds make tracing much harder.
Is a grandparent’s transfer automatically the child’s gift?
The intended recipient and the donor’s evidence matter. A transfer to the parent may be interpreted differently.
Should these receipts be hidden?
No. Disclose them and evidence why they are intended for the child.
Official and primary sources
- Russian Bankruptcy Law No. 127-FZ
- Russian Supreme Court Plenum Resolution No. 48
- Russian Supreme Court personal bankruptcy review
- Federal Tax Service personal bankruptcy guidance
Related guides
Money in bankruptcy · Asset realization · Russian personal bankruptcy guide
Need to evidence a child’s money?
We can reconstruct the source, purpose, transaction trail and remaining balance.
INITIAL CONSULTATIONInformation updated on 2 September 2026. This guide is not individual legal advice.