Completion of Russian personal bankruptcy is a court stage following review of the financial manager’s report; the court separately decides whether the debtor is discharged from further performance. Completion of asset realisation and discharge are not one automatic event. The court reviews distributions, assets, transactions, the debtor’s conduct and Article 213.28 exceptions.
Hearing foundation
The manager reports on assets, distributions and completed work.
Final order
The procedure ends by court order, not the date of the last report.
Some claims survive
Statute or case facts may preserve particular obligations.
Quick self-check
- Obtain the current financial manager’s report and attachments.
- Reconcile the claim register, distributions, notices and unsold assets.
- Confirm disclosure of income, accounts, assets and transactions.
- Prepare a position on discharge and creditor objections.
- Separate completion of realisation from termination of proceedings.
- After the hearing, obtain the full order and review its operative part.
When the Court Completes Realisation
After carrying out the procedure, the financial manager files a report and supporting evidence. The court considers distributions, estate work, unresolved disputes and whether the record is sufficient for a final decision. The manager’s request does not bind the court.
The Final Hearing
Participants review the report, claim register, receipts and expenses, asset sales, transaction challenges and compliance with court orders. Creditors may object, while the debtor may explain the record and provide evidence of good faith.
- review the report package;
- reconcile amounts and distributions;
- account for each asset;
- assess discharge-exception arguments;
- state the requested result.
Completion and Termination Differ
Ordinary completion follows the required asset-realisation work. Termination of proceedings rests on separate grounds and has separate consequences. A closed case-file entry or completion of one stage should not automatically be described as termination.
Discharge
As a general rule, after completion of distributions the debtor is discharged from further performance of claims, including certain claims not filed in the case. Article 213.28 nevertheless contains grounds for refusing discharge and claims that survive. Supreme Court guidance stresses good faith and full financial disclosure.
The operative part must be read with the statute: a general discharge statement does not eliminate claims expressly preserved by Article 213.28(5)–(6).
After the Final Order
Obtain the order, check its effectiveness and compare it with the EFRSB notice. Record discharged and surviving obligations separately. Keep the report, orders and notices; if an error exists, identify the correct appeal route and deadline for that specific act.
| Outcome | Meaning | Review |
|---|---|---|
| Completion with discharge | Procedure ends, subject to the order and statutory exceptions | Operative part and Article 213.28(5)–(6) |
| Completion without full discharge | Some or all obligations survive on stated grounds | Reasons, claim scope and appeal route |
| Termination | Proceedings end on a separate procedural ground | Ground and debt consequences |
| Adjourned completion | Further work or evidence is required | Court directions and next date |
| Later review | New facts may affect discharge in statutory cases | Article 213.29, timing and evidence |
Motion to complete the procedure: who files it
The financial manager provides the core package: the final report, creditor register and evidence of asset sales and distributions. A debtor or creditor may file a motion, identify completed work and request a hearing, but that submission does not replace the mandatory Article 213.28 report.
Pre-filing self-check
- ☐ all known accounts and assets were disclosed;
- ☐ sales, distributions and treatment of unsold property are complete;
- ☐ material satellite disputes have procedural outcomes;
- ☐ the final report and register are on file;
- ☐ the discharge position is supported by evidence.
State the case number, asset-realisation start date, completed steps, latest report and a precise request. Expiry of the initial period alone does not require the court to complete the case.
Frequently Asked Questions
Are debts discharged on the manager’s final-report date?
No. Legal consequences follow the final court order.
Must the debtor attend the final hearing?
The format depends on the court and case, but a position on the report and discharge should be prepared.
Which debts may survive?
Statute preserves listed personal claims, while the court also reviews refusal-of-discharge grounds.
Can the completion order be appealed?
Potentially yes, but the route and deadline depend on the particular act and procedural rules.
Which records should be kept?
The final order, report and attachments, notices, claim rulings and distribution records.
Official Sources
- Federal Law No. 127-FZ, Articles 213.28–213.29.
- Federal Tax Service: citizen bankruptcy.
- Supreme Court review dated 18 June 2025, amended in 2026.
- Arbitrazh Case File.
- Bankruptcy Register.
After completion, use the record-retention checklist. Separate guides own appeals against the final order and termination of proceedings.
Is the Final Hearing Approaching?
We can review the report, distributions, objections and proposed discharge language.
BOOK AN INITIAL CONSULTATIONGeneral information as at 29 August 2026. The result depends on the obligations, assets, conduct and court orders; no discharge or fixed timeline is guaranteed.