Current and former SVO participants and their special MFC conditions are covered in the separate SVO participant bankruptcy guide. This page addresses the broader combat-veteran status, including other periods and grounds.
Protected veteran payments
| Receipt | General treatment | Evidence |
|---|---|---|
| Veteran EDV under Article 23.1 of Law No. 5-FZ | A monthly payment to a statutory category of citizens; protected from enforcement under Article 101(1)(6) of Law No. 229-FZ. | Veteran certificate, award decision and bank statement with income code. |
| Payments connected with combat participation | Excluded from the bankruptcy estate under Article 213.25(8.1) when the legal ground is established. | Status and payment-award documents. |
| Salary and ordinary civil pension | Assessed under ordinary rules, with the subsistence minimum and potentially necessary expenses retained. | Income certificates, pension documents and family budget. |
| Regional benefits and compensation | The exact regulation and purpose must be identified. A “veteran” label alone does not protect every amount. | Regional act, award decision and statement. |
When MFC is available
Most veterans use the ordinary Article 223.2 conditions. A special ground applies to current and former SVO participants with the prescribed certificate and qualifying enforcement proceedings; a combat-veteran certificate alone does not replace those tests.
Veteran property
Veteran status does not protect every asset. A sole suitable home is generally protected by Article 446 of the Civil Procedure Code, subject to mortgage and excessive-value issues. A vehicle may be protected when necessary because of disability; veteran status alone creates no general vehicle exemption.
Step-by-step preparation
- List debts. Separate child support, personal-injury claims and other potentially non-dischargeable obligations.
- Classify payments. EDV, combat payments, salary, pension and regional compensation have different grounds.
- Review enforcement proceedings. They determine possible MFC eligibility.
- Collect status records. Certificates and award decisions prove payment classification.
- Disclose property and transactions. Include accounts, vehicles, shares and family transactions.
- Document family expenses. Dependants, treatment and rehabilitation require evidence.
Document checklist
Status and payments
Veteran certificate, Social Fund and authority decisions, payment certificates and bank statements.
Income and expenses
Salary and pension records, treatment, rehabilitation, dependant and necessary-expense evidence.
Debts and property
Creditors, enforcement proceedings, property extracts, vehicles, accounts and transactions.
Frequently asked questions
Can veteran EDV be taken?
EDV under Article 23.1 of Law No. 5-FZ is a protected category when its source and purpose are proved.
Does veteran status continue?
Yes. Personal bankruptcy does not itself terminate combat-veteran status.
Is the entire pension protected?
There is no universal full exemption for every pension. The legal ground and retained minimum must be distinguished.
Is a veteran certificate enough for MFC?
No. Article 223.2 conditions apply, and the special SVO route requires separate prescribed evidence.
Can a vehicle be retained?
Veteran status alone does not create immunity. Protection may apply, for example, when transport is necessary because of disability.
Official sources
- Article 23.1 of Veterans Law No. 5-FZ
- Article 101 of Law No. 229-FZ
- Article 213.25 of Law No. 127-FZ
- Article 223.2 of Law No. 127-FZ
Documents, property and the correct route can be reviewed without guarantees.
Initial consultation