This tool provides a preliminary estimate of property and income that may form part of a Russian citizen’s bankruptcy estate. All calculations run locally in your browser; entered values are not sent or stored.
Short answer
The calculator provides an estimate, not a binding determination. Article 213.25 of Federal Law No. 127-FZ starts from property owned when the citizen is declared bankrupt and property identified or acquired later. Legally protected property is excluded, and disputes are decided by the commercial court.
Estimate the bankruptcy estate
Preliminary result
RUB 0
RUB 0
RUB 0
6 months
Important: the result is not a valuation, a financial manager’s conclusion or a prediction of a court ruling.
How the formula works
| Component | What is included |
|---|---|
| Assets | Preliminary value of saleable property, the debtor’s share in joint property, cash and other assets. |
| Income | The positive difference between recurring income and protected payments, subsistence minimum, dependant allowances and permitted expenses. |
| Total | Asset component plus available income for the selected period. |
What cannot be decided by one number
Do not automatically include a sole residence, mortgaged property, a vehicle, professional tools, joint marital property or social payments. Legal treatment depends on use, security rights, family rights, source of funds and the facts of the case.
Why the result may change
- the financial manager may identify additional assets or claims;
- the court may exclude property or permit additional expenses;
- income, subsistence minimum or the number of dependants may change;
- transactions may be challenged or a share in joint property determined;
- valuation and the actual sale price may differ.
Example
If potentially saleable assets are RUB 600,000 and available income after permitted exclusions is RUB 20,000 per month, the six-month estimate is RUB 720,000. This is an arithmetic example only; the court may determine the property and exclusions differently.
Frequently asked questions
Does all salary enter the bankruptcy estate?
No. The calculation must account for the subsistence minimum, dependants, protected payments and expenses accepted by the court.
Can the future auction price be calculated precisely?
No. Market valuation, auction terms and the actual sale price can differ.
Who finally determines the estate?
The financial manager forms it under the law, while disputes are decided by the commercial court.
Official sources
- Article 213.25 of Federal Law No. 127-FZ
- Article 446 of the Russian Civil Procedure Code
- Article 101 of Federal Law No. 229-FZ
Need a document-based calculation?
A paid initial consultation can cover the assets, income, exclusions and risks in a particular case.
Book an initial consultation