This Russian personal bankruptcy estate calculator combines the preliminary value of saleable assets with available income for the selected period after legal exclusions. Complete the fields to receive a breakdown and PDF; the data stays in your browser.
Short answer
The result is a preliminary estimate: assets plus available income for the selected period. Under Article 213.25 of Federal Law No. 127-FZ, the estate depends on actual assets and income, while protected property and payments are excluded only where the law permits. Disputes are decided by the commercial court.
Estimate the bankruptcy estate
Preliminary result
RUB 0
RUB 0
RUB 0
6 months
Important: the result is not a valuation, a financial manager’s conclusion or a prediction of a court ruling.
How the formula works
| Component | What is included |
|---|---|
| Assets | Preliminary value of saleable property, the debtor’s share in joint property, cash and other assets. |
| Income | The positive difference between recurring income and protected payments, subsistence minimum, dependant allowances and permitted expenses. |
| Total | Asset component plus available income for the selected period. |
What cannot be decided by one number
Do not automatically include a sole residence, mortgaged property, a vehicle, professional tools, joint marital property or social payments. Legal treatment depends on use, security rights, family rights, source of funds and the facts of the case.
Why the result may change
- the financial manager may identify additional assets or claims;
- the court may exclude property or permit additional expenses;
- income, subsistence minimum or the number of dependants may change;
- transactions may be challenged or a share in joint property determined;
- valuation and the actual sale price may differ.
Example
If potentially saleable assets are RUB 600,000 and available income after permitted exclusions is RUB 20,000 per month, the six-month estimate is RUB 720,000. This is an arithmetic example only; the court may determine the property and exclusions differently.
Frequently asked questions
Does all salary enter the bankruptcy estate?
No. The calculation must account for the subsistence minimum, dependants, protected payments and expenses accepted by the court.
Can the future auction price be calculated precisely?
No. Market valuation, auction terms and the actual sale price can differ.
Who finally determines the estate?
The financial manager forms it under the law, while disputes are decided by the commercial court.
Official sources
- Article 213.25 of Federal Law No. 127-FZ
- Article 446 of the Russian Civil Procedure Code
- Article 101 of Federal Law No. 229-FZ
Check the estimate against your documents
An initial consultation can compare the assets, income and claimed exclusions with the documents in a particular case, without promising a predetermined outcome.
Book an initial consultation