BANK · NOTICE · CASE STAGE
A direct notice helps the bank match the court order to your agreement and account. It does not replace the financial manager’s duties or itself discharge a debt.
Legal provisions checked on 6 September 2026.
What to include in your request
| Information | Attach | Purpose |
|---|---|---|
| Case number | Court docket | Identification |
| Stage | Court order | Legal consequences |
| Manager | Name and contacts | Operational contact |
| Insolvency register | Notice link | Public confirmation |
| Agreement | Number and date | Account matching |
Wait for the procedural order
Do not claim commencement before the court acts.
Use an official channel
Online banking, claims address or registered mail should leave evidence.
Check the outcome
Retain the response and record further incorrect deductions or calls.
Who must notify the bank?
Under Article 213.9(8), the financial manager notifies creditors, banks holding the debtor’s accounts or deposits, and other parties owing the debtor money about restructuring or asset realization. The statutory period is no later than five working days after the manager learns of the creditor or debtor. Give the manager a complete list of banks, agreements and accounts, including a salary-account bank that has not lent you money.
You can also send the order directly and retain delivery evidence. This is a useful administrative step, not a transfer of all the manager’s notification duties to you.
Distinguish three events
Application filed. State only the filing or acceptance that your documents establish. Do not demand recognition that all debts have been discharged: that outcome has not occurred.
Procedure introduced. Identify its name, court-order date, case number and manager. Restructuring and asset realization have different money-control rules. Do not withdraw estate funds merely because the bank has not updated its records.
Asset realization completed. Attach the final order and ask about the particular debt or restriction. First check whether discharge was granted and which claims survive. An account restriction may have grounds other than bankruptcy.
If deductions or payment demands continue
Obtain a statement showing the transaction date, amount and basis. Send a written request to the bank and copy the manager if the procedure continues. Ask for review against the specific court order and a reasoned response. For protected receipts, attach evidence of the payment’s purpose.
Keep the request number and delivery evidence. Choose further steps according to the identified issue: record error, disputed transaction, surviving claim or another restriction. An unsupported chat message does not guarantee correction or a refund.
Illustrative request
“In case No. …, the court introduced … by its order dated … . Please take the attached order into account when administering agreement No. … and account …, explain the basis for the transaction dated … in the amount of …, and provide the review outcome. The financial manager’s contact details are … .”
This is a starting point, not a universal legal complaint. Use the bank’s official secure channel; never disclose confirmation codes, passwords or CVV.
Bank Notice
Bank creditor claim · Post-completion calls
FAQ
Is a phone call sufficient?
A request with retained text, attachments and a registration number provides better evidence. A call can clarify the channel, but its content is harder to prove.
Should a bank with no loan be disclosed to the manager?
Yes. An account or deposit matters independently of any borrowing from that bank.
Will a letter automatically unblock my card?
No. Identify the restriction’s basis and authority over the account at the current stage. A notice alone cannot guarantee timing or outcome.
Legal sources
Article 213.9(8) addresses the manager’s duties; Article 213.25 addresses property and accounts during realization; Article 213.28 addresses completion and discharge.
Is the bank overlooking a court order?
We can review the procedural stage, bank response and disputed transactions and prepare a focused request.
Book an initial consultation