Public notice
Mandatory information is placed in the Federal Register and, where required, the official publication.
Personal notice
A known creditor receives a direct message where a special rule requires it.
Keep evidence
Retain addresses, inventories, receipts, tracking and proof of electronic delivery.
Main notice types
| Event | Channel | Period |
|---|---|---|
| Opening of a procedure | Public notice under Article 28 | Special period under the applicable rule |
| Creditors’ meeting | Post or another receivable method, plus the Federal Register | 14 calendar days by post or at least 5 business days otherwise |
| Immediate individual asset realisation under Article 213.6(8) | Post to every known creditor | 15 days from the court judgment |
| Newly identified individual creditor | Notice by the financial practitioner | Within 5 business days after discovery |
Publication and personal service
Publication creates an open information source and triggers important periods, but it does not always replace personal service. Likewise, one private letter does not replace a mandatory publication. The publication system is covered in the guide to Federal Register notices.
Individual bankruptcy has a specialised disclosure set explained in the guide to individual bankruptcy publications.
Notice of a creditors’ meeting
Article 13 requires the debtor’s identity, date, time, place, agenda, access to materials and registration procedure. Postal notice is sent no later than fourteen days; another provable method must allow at least five business days. Publication replaces personal notice for more than five hundred creditors and in certain cases where personal service is impossible.
Voting and participant rights remain with the guide to the creditors’ meeting.
Sender’s checklist
- Identify the event and special statutory rule.
- Prepare a current recipient and address list.
- Include every mandatory element.
- Select a channel matching the deadline and proof requirement.
- Publish in parallel where required.
- Keep inventories, receipts, tracking and the Federal Register extract.
Frequently asked questions
Must the debtor write to every creditor?
Not in every procedure. The duty and sender follow the special rule; the practitioner often sends notices while the Federal Register provides publicity.
Is email sufficient?
Only where the applicable rule and facts allow receipt and timing to be proved.
What should a creditor do after notice?
Check the court file and Federal Register, calculate the period, prepare the claim and serve participants.
Does defective notice cancel a meeting?
Not automatically. The court assesses materiality, opportunity to participate and effect on the resolution.
Official sources
Need to verify a notice?
We can compare the event, channel, period and evidence without promising annulment of a later decision.
Initial consultation