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Russian Personal Bankruptcy Costs in 2026

In briefRussian court bankruptcy does not have one universal all-inclusive price. Federal Law No. 127-FZ fixes the financial manager’s remuneration at RUB 25,000 for each procedure applied in the case. Mandatory notices, mail, auctions, valuation and other case-specific steps are separate. Legal representation is contractual and must not be confused with a court fee or the statutory deposit.

RUB 25,000

Fixed financial-manager remuneration for one bankruptcy procedure.

Debtor’s petition

A debtor filing for their own bankruptcy does not pay the state duty.

MFC route

The out-of-court procedure is free but only available under statutory conditions.

What the cost consists of

ItemWhen it arisesHow to verify it
Court depositWhen the individual applies to the commercial courtRUB 25,000 per procedure; financing is considered separately if another procedure is opened
Mandatory noticesFor EFRSB and official-publication notices required by lawActual number of notices and current platform rates
Mail and requestsParticipant notices and document collectionSupporting records and the manager’s report
Valuation, storage and auctionsWhere assets require those stepsNecessity, court orders and procedure records
Legal assistanceIf the debtor retains a lawyerThe contract must define scope, stages and additional costs

The financial-manager deposit

Article 20.6 of Federal Law No. 127-FZ sets fixed remuneration of RUB 25,000 for one procedure in an individual’s bankruptcy case. The money is paid into the commercial court’s deposit account. It is not an all-inclusive case price and does not eliminate other expenses.

Article 213.4 permits the debtor to request deferral of the deposit until the hearing on the petition’s merits. Deferral does not cancel the financing requirement. If the case cannot be funded and no other participant agrees to cover the expenses, the proceedings may end.

Do not add advertised figures mechanically. First identify the likely procedure, assets, notices and auction work. A case-specific budget can then be prepared.

State duty for the debtor’s own petition

Article 333.21 of the Russian Tax Code establishes bankruptcy filing duties but expressly provides that a debtor applying for their own bankruptcy does not pay that duty. A creditor’s filing and separate disputes within the bankruptcy case follow their own rules.

Court and MFC procedures

The MFC out-of-court procedure is free. It is not an optional free substitute for court bankruptcy: all conditions in Article 223.2 of Federal Law No. 127-FZ must be met. If they are not, the individual must assess the court route.

How to review a budget before filing

  1. Determine whether the MFC route is legally available.
  2. List assets, income, transactions, creditors and enforcement cases.
  3. Separate the statutory deposit from variable expenses.
  4. Assess whether restructuring may be followed by asset realization.
  5. Define the lawyer’s scope, exclusions and additional work in writing.
  6. Do not treat payment for services as a guarantee of discharge.

FAQ

Is RUB 25,000 the full cost?

No. It is fixed remuneration for one procedure. Mandatory notices and actual expenses are separate.

Does a debtor pay a state duty?

No state duty is charged when a debtor files their own bankruptcy petition. Other applicants and separate disputes follow different rules.

Is MFC bankruptcy free?

The procedure itself is free, but it is available only when all statutory conditions are satisfied.

Can a final price be known in advance?

A reliable estimate requires review of the assets, likely procedures and necessary case steps.

Official sources

Related guides

Need a case-specific expense review?

An initial paid consultation can map the route, assets and likely expense categories without guaranteeing a particular outcome.

Initial consultation

Bankruptcy Cost Is a Budget, Not One Tariff

Mandatory case expenses must be separated from optional legal services. The total depends on procedure count, assets, creditors and disputes.
ItemPayeeWhen it arises
Court dutyState budgetDepends on applicant
DepositCommercial courtBefore merits hearing
PublicationsRegister/newspaper operatorsAt case events
Valuation and auctionService providersIf assets exist
Legal assistanceContractorUnder engagement

Identify the applicant

Debtor, creditor and authority have different duty and deposit rules.

Model the route

One or two procedures materially change mandatory cost.

Request an estimate

Every amount needs a payee and legal basis.

Free Out-of-Court Bankruptcy Cannot Be Compared with Court Bankruptcy on Price Alone

The MFC route avoids a court deposit where statutory conditions are met, but is not available to everyone. A court case accommodates a different range of debts, assets and procedural work. In 2026 the manager’s fixed remuneration is RUB 25,000 per procedure, while amendments adopted in 2025 tie deposit timing to the period between acceptance of the petition and the merits hearing. Publications and actual expenses are separate. Estimate the real cost from the facts and likely procedure rather than one advertised figure. Separate court duty, the deposit securing the financial manager’s fixed remuneration, publications, postage and banking, document retrieval, valuation, auction, storage and professional services. Not every item arises in every case, but lack of realizable assets does not eliminate all mandatory administration. A law-firm fee does not replace the court deposit and should not be presented as that deposit. Request a written estimate naming each payee, payment date, refund condition and event that could increase the budget. Allow for a second procedure where the court first introduces restructuring and later realization because the statutory fixed remuneration applies to each procedure used. The manager’s percentage remuneration follows the statutory result and should not be hidden inside an arbitrary subscription price. Check the law and tariffs at the payment date because they change. This material is not a public offer and cannot guarantee a final figure without the case records.

Estimate Review

Court deposit · Court duty